We’re debt free

Free at last, free at last. Thank God almighty we are free at last. – Martin Luther King, Jr. On Friday, June 15, 2018, my family officially became debt free. We have no credit card debt. We have no student loan debt. We have no car debt. We have no debt on appliances, electronics, or…

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The spiritual side of getting out of debt

Note: This post is religious in nature. If you’re not interested in that, I totally understand. It’s not in my typical purview to discuss religious things in an open forum. While I have no problem discussing it in a one-on-one setting where reason, debate and healthy questioning can flourish, it seems that modern discussion of such…

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‘The Year Of No’ monthly report: May

Even though I felt like this month has felt a little slow, we are now a step away from the end. For the month of May, we paid off $1,979.39. We have $1,676.75 left. Through some creative budgeting (it’s fine, really – nothing crazy), it appears the final debt payment will be June 15, 2018….

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From a waterfall to a trickle

Things were going so well. I suppose it’s not fair to say that things aren’t going well, but the momentum has certainly slowed down quite a bit. The extra income has halted, and now we are stuck with simply being patient. That is certainly not one of my better qualities. Geez. Some people are never…

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‘The Year Of No’ monthly report: April

Whew, what a month April was. To start things off, we hit the four-figure month at the start of the month. I had hoped that number to happen at the end of March, but a delay in the paycheck from my side gig kept that from happening. But a paycheck is a paycheck, even if…

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How weird people live

It’s been said that normal people are broke, and weird people are the ones who are trying to be the opposite. We are definitely weird people. Lately I have been learning more about how these weirdos live. Last week a friend hit me up to join him for lunch. He offered to pick me up,…

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The duality of staying on the path

Last weekend, after working all day on my side job on a Saturday, I decided some family and outside was important so I grabbed my son and said, “Let’s go for a walk.” Across the street on our cul-de-sac is a heavily wooded area, so we opted for some exploring. From the outside, it was…

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The Beginning of the End

It’s a Big Day™. For the first time in my post-college adult life, since marriage, since kids, since what feels like forever, we are down to four figures of debt remaining. Eighteen years of stupid later, the end is in sight. I received another paycheck from my side gig today, then turned around and put…

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‘The Year Of No’ monthly report: March

While much of the United States is caught up with college basketball fever this month, we’ve had our own version of March Madness. This month has been a very busy one. I have worked a lot, and Amy has been busy tending to the kids more than usual. However, we did take time for a…

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What Toys ‘R’ Us can teach us about ourselves

Not only was I a Toys ‘R’ Us kid, but I was also a Toys ‘R’ Us adult. My first semester in college I decided to find a job. I was living at home and commuting to school, but needed something to pay for gas and match my parents for the tuition cost. There was a job…

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