‘The Year Of No’ monthly report: March

While much of the United States is caught up with college basketball fever this month, we’ve had our own version of March Madness. This month has been a very busy one. I have worked a lot, and Amy has been busy tending to the kids more than usual. However, we did take time for a…

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What Toys ‘R’ Us can teach us about ourselves

Not only was I a Toys ‘R’ Us kid, but I was also a Toys ‘R’ Us adult. My first semester in college I decided to find a job. I was living at home and commuting to school, but needed something to pay for gas and match my parents for the tuition cost. There was a job…

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The Working Dead

Lately I’ve been thinking about the different strategies there are to getting out of debt. When it comes to our family, we had two viable options: Cut a lot of additional expenses and slowly cruise to debt freedom. Keep expenses at a stable level, but add an additional income stream to accelerate The Cause. I…

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How much should I cut while getting out of debt?

Recently a reader wrote me to ask my thoughts on how deep one should cut when getting out of debt. I’d love to hear your thoughts on charitable contributions and media services (Netflix, Hulu, Spotify, etc) while paying off debt. It’s a constant debate in our household. While these are easy-to-cut costs, they are also…

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‘The Year Of No’ monthly report: February

The theme for February was full steam ahead. It’s tax season, and even though we no longer own a house that we can deduct interest from, having three kids and student loan debt interest is still a tax saver. I have tried cutting the money I get back from the government each year by raising…

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