About Debt Snowballer

family picture
My family, the reason behind all of what I do to help get us out of debt.

Welcome to Debt Snowballer!

This website is dedicated to charting the journey of getting out of debt.

I am Eric J. Gruber. I’m a web developer, family man, and fighter in the war against our family’s debt.

What’s a debt snowball?
The debt snowball method is summed up like this:

“The debt-snowball method is a debt reduction strategy, whereby one who owes on more than one account pays off the accounts starting with the smallest balances first, while paying the minimum payment on larger debts. Once the smallest debt is paid off, one proceeds to the next slightly larger small debt above that, so on and so forth, gradually proceeding to the larger ones later.”

This method was made popular by financial guru Dave Ramsey, which my family has followed for several years (off and on, but now we’re on).

My wife and I started a journey of getting out of debt shortly after we were married in 2003. We took a hiatus after our first child was born in 2006, but then fell off the wagon. In 2016, after years of fincial missteps, we decided to get back on the program, and give it one ernest try to eliminate our personal debt. Alas, here we are.

Thank you for checking out our journey. I hope you find it helpful.

And now, on to the show.