The spiritual side of getting out of debt

Note: This post is religious in nature. If you’re not interested in that, I totally understand. It’s not in my typical purview to discuss religious things in an open forum. While I have no problem discussing it in a one-on-one setting where reason, debate and healthy questioning can flourish, it seems that modern discussion of such…

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How weird people live

It’s been said that normal people are broke, and weird people are the ones who are trying to be the opposite. We are definitely weird people. Lately I have been learning more about how these weirdos live. Last week a friend hit me up to join him for lunch. He offered to pick me up,…

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The duality of staying on the path

Last weekend, after working all day on my side job on a Saturday, I decided some family and outside was important so I grabbed my son and said, “Let’s go for a walk.” Across the street on our cul-de-sac is a heavily wooded area, so we opted for some exploring. From the outside, it was…

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What Toys ‘R’ Us can teach us about ourselves

Not only was I a Toys ‘R’ Us kid, but I was also a Toys ‘R’ Us adult. My first semester in college I decided to find a job. I was living at home and commuting to school, but needed something to pay for gas and match my parents for the tuition cost. There was a job…

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The Working Dead

Lately I’ve been thinking about the different strategies there are to getting out of debt. When it comes to our family, we had two viable options: Cut a lot of additional expenses and slowly cruise to debt freedom. Keep expenses at a stable level, but add an additional income stream to accelerate The Cause. I…

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The real secret to getting out of debt

After years of searching, I have finally discovered the real secret to getting out of debt. It certainly hasn’t come easily, and it’s been a long, long road. It feels like forever since I started educating myself about personal finance, and then attempting to apply sound principles to my life. I have read much on…

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Having a big ‘why’

When it comes to big goals, I think it is important to have a really big “why.” Why are we doing this? What drives us? Why persist? What is keeping us motivated? For me, that answer wrapped up a lot in my three children. I am playing a long game here. It’s my job as…

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How to save $500 per month

If you are looking to cut your monthly expenses, we have discovered a tried and true method for holding onto your money each month. It sounds radical, but we don’t have car payments. In fact, we haven’t had one since 2010. Admittedly, we never had car payment of $500 a month. But according to this…

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How to know when you’re ready to buy a house

Don’t do what we did. I have mixed feelings about home ownership. For one, I believe it is good to own a home, and more importantly, to own it free and clear with no mortgage. As you get older and head toward retirement, having a mortgage is the last thing you need. It’s best to…

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Why I don’t follow most people’s opinions about money

When you start talking openly about personal finance, it opens the floodgates to others who want to share opinions about money. I am totally OK with this. I like to hear the viewpoints of others, even if I disagree with them. One of the more common pieces of advice goes something like this: As long…

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