About Debt Snowballer
Built to help you win
The Story
Debt Snowballer was designed by a behavioral health physician who understands that crushing debt is as much about psychology as it is about math.
The snowball method works because small wins build momentum. Each debt you pay off proves you can do this, making the next one feel more achievable. It's not just about the numbers - it's about the feeling of progress that keeps you going when things get hard.
We added gamification not as a gimmick, but because the science shows it works. XP, levels, and badges tap into the same reward systems that make games engaging - except here, the prize is your financial freedom. Every payment you make is a step forward, and Debt Snowballer makes sure you feel that progress.
Our Values
Privacy First
Your financial data never leaves your device. We can't see it, we can't sell it, and we wouldn't want to.
Science-Informed
Based on proven behavioral psychology. The methods we use actually work, backed by research on motivation and habit formation.
Encouraging
We're your coach, not your critic. Every feature is designed to celebrate progress, not shame setbacks.
Simple
No complexity, no overwhelming dashboards. Just what works, presented in a way that makes sense.
Our Mission
We believe everyone deserves to be debt-free. Debt Snowballer gives you the tools and motivation to make it happen - at your own pace, on your own terms. No judgment, no pressure. Just steady progress toward the freedom you deserve.
Ready to start your journey?
Join thousands of people taking control of their financial future. Your first step starts with a single download.