Frequently Asked Questions

Download Debt Snowballer from the App Store, add your debts, and start tracking. The app walks you through everything - it only takes a few minutes to set up. No account needed, no complicated setup.

The snowball method is a proven debt payoff strategy: you pay minimums on all debts, then throw every extra dollar at your smallest debt first. When it's gone, you "snowball" that payment to the next one. Small wins build momentum and keep you motivated. Learn more about how it works.

Nope! Debt Snowballer works entirely on your device with no account required. Your financial data stays private - we never see it, and you never have to remember another password.

Yes! Every new user gets 14 days of full access — no payment info needed. Try everything: unlimited debts, XP, badges, quests, and streaks. Subscribe only if you want to keep going.

$4.99/month or $29.99/year (that's half price). One subscription, everything included — unlimited debts and the full gamification system with XP, levels, badges, and quests. See pricing details.

Absolutely. No commitment, no contracts. Cancel through the App Store whenever you want, and you'll keep access until the end of your billing period. Your data always stays yours.

Your data never leaves your device. We don't have servers storing your information, we don't require an account, and we can't access your financial details. It's the most private way to track your debt payoff.

Never. We can't sell what we don't have. Your financial information exists only on your device - we literally cannot see it. Privacy isn't just a feature, it's how we built the app.

If you delete the app, your data goes with it (since it's stored locally). If you have iCloud backup enabled, you can restore from backup. We recommend exporting your data before deleting if you might want it later.

You earn XP (experience points) for positive financial actions - logging payments, staying on budget, completing quests. As you earn XP, you level up and unlock badges and rewards. It turns debt payoff into a game where every action moves you forward.

Quests are daily and weekly challenges that give you bonus XP. Things like "Log a payment today" or "Stay under budget this week." They're designed to build healthy habits while making the journey more engaging.

Yes! Debt Snowballer is available for iPhone and Mac. If you enable iCloud sync, your data automatically syncs across all your Apple devices so you can track from wherever you are.

We're here for you! Email us at support@debtsnowballer.com and we'll get back to you as quickly as we can.

Please let us know! Email support@debtsnowballer.com with details about what happened. Screenshots help a lot. We appreciate you taking the time - it helps us make the app better for everyone.