Privacy Policy

What We Don't Collect

We believe your financial information is private. That's why we've designed Debt Snowballer to work entirely on your device. We never have access to:

• ✓ Your debts, balances, or payment information
• ✓ Bank account or credit card details
• ✓ Any data you enter into the app
• ✓ Your income, expenses, or budget information

What We May Collect

To improve the app and provide support, we may collect limited, anonymized information:

• • Basic analytics: App opens and feature usage (anonymized, no personal data)
• • Crash reports: Technical error logs to help us improve stability
• • Email address: Only if you subscribe to our newsletter (never required)

Data Storage

Your financial data never leaves your control:

• • Local storage: All financial data is stored locally on your device
• • iCloud sync: If enabled, uses your personal iCloud account - we have no access to iCloud-synced data
• • No servers: We don't operate servers that store your financial information

Third-Party Services

We use the following third-party services:

• • Apple App Store: For app distribution and in-app purchases (Apple handles payment processing)
• • Google Analytics: Website analytics only (not in the app)
• • Mailchimp: Newsletter delivery (only if you subscribe)

Your Rights

You're in complete control of your data:

• • Delete anytime: Deleting the app removes all local data instantly
• • Unsubscribe: One-click unsubscribe from any newsletter email
• • Contact us: Reach out anytime with questions about your data

Children's Privacy

Debt Snowballer is not directed at children under 13 years of age. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can remove it.

Changes to This Policy

We may update this privacy policy from time to time. When we make changes, we'll update the "Last updated" date at the top of this page. We encourage you to review this policy periodically to stay informed about how we protect your privacy.